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Refund Policy

C.R.I. Picks - Subscription Refunds & Cancellations

Effective Date: January 1, 2025

1. Overview

At C.R.I. Picks, we strive to provide exceptional horse racing prediction services. This Refund Policy outlines the terms and conditions for refunds, cancellations, and billing for our premium subscription services.

This policy applies to all paid subscriptions and premium services offered by C.R.I. Picks. Our free predictions for Caymanas Park remain available to all users at no charge.

Important: Due to the nature of digital content and horse racing predictions that are delivered immediately upon access, our refund policy has specific limitations. Please read this policy carefully before subscribing.

2. Refund Eligibility

7-Day Trial Period

Full refund available for new subscribers who cancel within 7 days of their first subscription purchase, provided they have not accessed premium predictions.

Technical Issues

Full or partial refunds available when service is unavailable due to technical problems on our end for extended periods (48+ hours).

Billing Errors

Full refund for duplicate charges, incorrect billing amounts, or unauthorized charges processed due to system errors.

Performance-Based Refunds

No refunds are available based on prediction accuracy, racing results, or gambling losses. Predictions are opinions only.

Partial Month Usage

No pro-rated refunds for partial month usage. Cancellations are effective at the end of the current billing period.

Change of Mind

No refunds for general change of mind after the 7-day trial period has expired and content has been accessed.

3. Refund Timeframes

Time Period Condition Refund Status Requirements
0-7 Days New subscriber, no content accessed Full Refund Cancel before accessing premium predictions
0-7 Days New subscriber, content accessed Case by Case Exceptional circumstances only
8-30 Days Technical issues (48+ hours downtime) Partial Refund Documented service interruption
8-30 Days Billing errors Full Refund Documented billing mistake
31+ Days General cancellation No Refund Cancellation effective end of period
Any Time Unauthorized charges Full Refund Proof of unauthorized access

4. Subscription Cancellation

4.1 How to Cancel

You can cancel your subscription at any time through the following methods:

  • Online: Log into your account and go to "Subscription Settings"
  • Email: Send a cancellation request to support@cripicks.com
  • Customer Support: Contact our support team for assistance

4.2 Cancellation Effective Date

When you cancel your subscription:

  • Cancellation is effective at the end of your current billing period
  • You retain access to premium features until the period expires
  • No further charges will be processed after cancellation
  • You can reactivate your subscription at any time
Important: Cancellation does not automatically trigger a refund. Refunds are subject to the terms outlined in this policy and must be requested separately.

5. Refund Request Process

1

Contact Support

Email support@cripicks.com with your refund request, including your account details and reason for the request.

2

Provide Required Information

Include your email address, subscription details, transaction ID, and specific reason for the refund request.

3

Review Process

Our team will review your request within 3-5 business days and determine eligibility based on this policy.

4

Decision Notification

You will receive an email with our decision and, if approved, details about the refund processing timeline.

5

Refund Processing

Approved refunds are processed within 5-10 business days to your original payment method.

5.1 Required Information for Refund Requests

To process your refund request efficiently, please provide:

  • Full name and email address associated with your account
  • Subscription type and billing period
  • Transaction ID or receipt number
  • Detailed reason for the refund request
  • Date of subscription purchase
  • Any relevant screenshots or documentation

6. Billing and Automatic Renewal

6.1 Subscription Billing

All premium subscriptions are billed in advance and automatically renew unless cancelled:

  • Monthly Plans: Billed every 30 days from subscription date
  • Yearly Plans: Billed annually from subscription date
  • Billing Failures: Service suspended after 3 failed payment attempts
  • Price Changes: 30 days advance notice for existing subscribers

6.2 Payment Methods

We accept the following payment methods:

  • Credit and debit cards (Visa, MasterCard, American Express)
  • Bank transfers (for annual subscriptions)
  • Digital wallets (Apple Pay, Google Pay)

6.3 Currency and Taxes

All prices are displayed in USD. Local taxes may apply based on your jurisdiction and will be calculated at checkout where required by law.

7. Free Trial Terms

7.1 Trial Period Eligibility

Free trial offers are available for new subscribers only and include:

  • 7-day free access to premium predictions
  • Limited to one trial per person/household
  • Valid payment method required for trial activation
  • Automatic conversion to paid subscription unless cancelled

7.2 Trial Cancellation

To avoid charges during your free trial:

  • Cancel at least 24 hours before the trial period ends
  • Cancellation can be done through your account settings
  • No charges will be applied if cancelled during the trial period

8. Special Circumstances

8.1 Technical Service Issues

In cases of significant service disruption (48+ hours), we may offer:

  • Partial refunds based on downtime duration
  • Service credit for future billing periods
  • Complimentary extension of current subscription

8.2 Billing Disputes

If you dispute a charge with your credit card company:

  • Please contact us first to resolve the issue directly
  • We will provide documentation of services rendered
  • Account access may be suspended pending dispute resolution

8.3 Account Termination

If we terminate your account for Terms of Service violations:

  • No refunds will be provided for the current billing period
  • Access to all premium content will be immediately revoked
  • Future billing will be cancelled automatically

9. Gambling Disclaimer and Limitations

Important Gambling Notice: C.R.I. Picks provides predictions and analysis for entertainment purposes only. We do not guarantee winning outcomes, and refunds are not available based on prediction accuracy or gambling losses.

9.1 No Performance Guarantees

Our refund policy explicitly excludes:

  • Refunds based on prediction accuracy or win rates
  • Compensation for gambling losses
  • Guarantees of specific financial outcomes
  • Refunds due to racing cancellations or postponements

9.2 Responsible Gaming Commitment

We encourage responsible gambling and provide:

  • Information about gambling addiction resources
  • Self-exclusion options for users with gambling concerns
  • Reminders that predictions are for entertainment only

10. Contact Information

Refund and Billing Support

C.R.I. Picks (Caymanas Racing Intelligence)
Based in Jamaica
Email: support@cripicks.com
Subject Line: "Refund Request - [Your Account Email]"
Website: https://cripicks.com

Response Times

  • Initial Response: Within 24-48 hours
  • Refund Decision: Within 3-5 business days
  • Refund Processing: 5-10 business days (if approved)

11. Policy Updates

We may update this Refund Policy from time to time to reflect changes in our business practices or legal requirements. When we make significant changes:

  • Updated policy will be posted on our website with a new effective date
  • Existing subscribers will be notified via email
  • Changes will not affect refund eligibility for purchases made before the update
  • Continued use of our services constitutes acceptance of the updated policy

This Refund Policy is designed to be fair and transparent while protecting the digital nature of our services.

Disclaimer: This is a template for informational purposes. Consult with a qualified attorney for legal advice specific to your situation.

Last Updated: January 1, 2025 | Version 1.0